Wow! This made all the difference between a somber and heavy mood and a light, golden mood.
It's also the difference between winter and summer seasons!
Here's what I did to it Layer by Layer :
Background Layer : Kim's sample pic (See below ...) Cropped
Layer 2 : Copy background layer - RadLab : Warm It Up Kris - Normal 100%
Layer 3 : Duplicate Layer 2 - Multiply 100%
Layer 4 : Kim's Texture Linda - Multiply 100%
Layer 5 : Kim's Cherish Texture - Soft Light 100%
Layer 6 : Copy Layer 5 - Multiply 65%
Layer 7 - Text - Rough Typewriter - Normal 44%
Layer 8 - Text - Author attribution - Soft Light 59%
I almost stopped here with this :
This is Kim's sample/seed pic.